In the year 2002 nonfatal accidents affected 23.7 million individuals who were forced to obtain medical attention for an injury. That comes to 1 in 12!

In 2002 Motor-vehicle crashes were the most costly workmen's compensation claims. Insured's "Reported" crashes of a motor vehicle (when American's were on-the-job and driving while working) caused 27,558 injuries.

It has now been learned that in the United States, the motor vehicle death total was up a full 2%, in 2003. That brought the death total to 44,800. PLUS: In that same year, of 2003, there were also 2,400,000 disabling motor vehicle accident injuries.

THREE OF THE MOST ROUTINE MOTOR VEHICLE ACCIDENT CLAIMS IN 2003 WERE

#1. A Collision With Another Motor Vehicle: 1,780,00 nonfatal injuries and 19,900 deaths.

#2. Hitting A Pedestrian: 80,000 non-fatal injuries and 5,600 deaths.

#3. The Motor Vehicle Striking A Fixed Object: 400,000 nonfatal injuries and 13,000 deaths.

FOUR "SPEED FACTS" THAT (AS OF 2005) HAVE BEEN PROVED TO BE TRUE

#1. Speeding was a factor in 30% of the fatal crashes in 2001.

#2. Excessive speed reduces a driver's ability to respond to unexpected road hazards, and increases the distance needed for braking. It also increases the severity of a crash.

#3. The economic cost of speeding to society exceeds 40 billion dollars a year.

#4. It has been determined that in 2002 speed, excessive land changing, following too close and running a red light were associated with 1/3rd of traffic crashes and 2/3rds of the fatal crashes.

WHAT ABOUT WEARING A SEAT BELT WHILE SPEEDING? The records indicate that speeders often don't even wear seat belts, however, (if they do) that improves the chances of whomever is wearing them - - of a crash survival.

WHAT HAS BEEN THE EFFECT OF ABOLISHING THE NATIONAL SPEED LIMIT? Since Congress repealed the National Maximum Speed Limit in 1995, 44 states have raised their speed limits, but only some of them (and only those) on certain portions of their roads.

IT'S IMPORTANT TO NOTE: Results prove that crashes have increased in those states that raised their speed limits.

The Insurance Institute For Highway Safety reported a 20% increase in motor vehicle accident deaths in the 24 states that were foolish enough to raise their speed limits.

Deaths didn't increase in those states where the speed limits were not raised.

The National Highway Traffic Safety Administration defines "Speeding" as, "Exceeding the posted speed limit or driving too fast for road conditions".

For drivers involved in fatal crashes, young males are most likely to be speeding. Records show that the likelihood of a person involved in a speed related crash decreases as the driver's age increase's. (In 2001, 36% of the male drivers, between the ages of 15 to 20, who were involved in fatal crashes, were speeding at the time).

The higher the speed, the greater the risk of serious injury or death in a crash. Increasing speed increases the severity of the crash. For example, a frontal impact at 35 MPH is one third more violent to the motor vehicle, the driver and/or passenger's than at 30 MPH, - - only 5 MPH less!

IT'S CLEAR , T0 SAVE BOTH OURSELVES AND "OTHERS" (AND ALL TOO OFTEN THOSE WHOM WE LOVE) FROM TERRIBLE INJURIES (PLUS THE "DEATH" OF YOU, ME OR THEY) THAT WE MUST SLOW DOWN!

DISCLAIMER: The purpose of this article "CAR ACCIDENT IMPACT RESULTS FROM 2002 THROUGH MID-2005" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Christopher Knight nor Ezine Articles.com make any guarantee of any kind whatsoever, NOR do they purport to engage in rendering any legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is THE INDIVIDUAL'S RESPONSIBILITY to obtain said services.

All of the information necessary for you to deal with the above are spelled out in Dan Baldyga's third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) which can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals "How To" handle your Property Damage claim so you won't be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury!

Copyright (c) 2005 By Daniel B. Baldyga. All Rights Reserved

Dan Baldyga

Dan Baldyga has a lifetime of experience in the field of motor vehicle accidents, personal injury and compensation. From 1951 thru 1955 he worked his way through college employed by the Dolan-Whitney Detective Agency of Springfield, MA. His assignments included insurance fraud, missing persons, financial and background investigations and undercover operations.

Upon graduation from American International College in 1955, where he played 1st string varsity quarterback for 3 years, Baldyga was drafted into the United States Navy where and was assigned to a ?Special Unit? in Criminal Investigations. After serving in the Navy, he entered the world of insurance claims, where he began as an Adjuster, was promoted to Supervisor, and then to Claims Manager for 33 years. He then spent another five years of his career assisting company attorneys at court trials.

In 1968, Baldyga wrote the groundbreaking HOW TO SETTLE YOUR OWN INSURANCE CLAIM, published by Macmillan. This revolutionary concept (to assist laymen with their insurance claims) created a heated debate within both the insurance and legal industries -- because it revealed, the secrets surrounding the settlement of motor vehicle accident claims. This had never been done before!

Baldyga appeared on hundred?s of television and radio talk shows throughout the United States including the Mike Douglas Show where he made the observation, ?Insurance is an ultra-conservative industry that breeds unimaginative, narrow minded men?. It took a wealth of twisting and turning to dodge the verbal bullets fired at him from his Home Office.

His publications also include the 1983 novel A SAILOR REMEMBERS and his second ?How To? insurance claim book, SECRETS NEVER TOLD was released in 1998.

Upon his retirement, Baldyga decided that it was time to publish the definitive self-help guide concerning motor vehicle accident personal injury claims.

After examining mountains of statistics and confidential reports, he created BASE (The Baldyga Auto Accident Settlement Evaluation Formula). Experts have called his personal injury evaluation method ?Amazing? and ?Revolutionary.? THE BASE FORMULA is ingenious, yet matter-of-fact, simple, yet accurate, and eliminates the mystery of how to place a monetary value on ?Pain and Suffering? one has endured - - because of their personal injury!

His new book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM goes into specific detail regarding THE BASE FORMULA.